YouTube Icon

Insure your iPhone with the best Mobile Insurance Policy

Insure your iPhone with the best Mobile Insurance Policy

With technology changing at a fast pace, you see newer and improved versions of iPhones being introduced in the market. If you wish to be up to date with the latest technology, it would mean procuring the latest model of Apple’s iPhone. However, iPhones are quite expensive, especially the newer models, and any damage or loss of your phone can be a costly proposition.

In order to minimise the financial risk caused by any damage or loss of your iPhone, it is important to buy a suitable mobile insurance plan for your phone.

Let us explore the factors to be borne in mind while choosing the best mobile insurance policy for your iPhone:

Type of Policy

You have an option to buy a gadget policy to cover all the gadgets that you use under the same policy. This is suitable for people who own many electronic gadgets that need to be insured. In case you are looking for more comprehensive coverage, you can opt for standalone mobile insurance. If your perceived risk is higher, it is advisable to buy a standalone mobile insurance policy.

For instance, you can opt for a mobile screen insurance plan; it covers any damage to your mobile phone screen which is the most vulnerable part of your phone. You also have options for customising mobile insurance to suit your needs.

Age of your phone

It is important to buy mobile insurance within a reasonable time after the purchase of your smartphone. Most insurers refuse to cover phones that are older than 30 days. The proof of purchase such as the original invoice/bill needs to be produced at the time of buying mobile insurance. This document is important at the time of making a claim too.

Duration of Insurance Coverage

The duration of insurance coverage is another factor that you need to consider while getting a mobile insurance policy. Most insurers offer coverage for a year which can be renewed by paying a nominal premium. However, for policies with longer coverage of more than one year, depreciation will be factored in at the time of making claims.


Mobile insurance policies in India provide comprehensive coverage and include accidental damage, liquid damage, mechanical and electrical breakdown, and loss or damages due to fire, theft, and burglary. There are mobile insurance policies that offer protection against the software glitches as well. You can choose a policy based on your specific needs.

Additional Benefits

Some mobile insurance policies offer additional benefits such as doorstep pickup and delivery of your smartphone for repairs, no claims bonus, free antivirus support and device tracking and blocking facilities.

Ease of Purchase

Mobile insurance in India can be easily purchased online by logging in to the website of the insurance provider. The online application form needs to be filled in and submitted, along with all the required documents.

Premiums can be paid electronically, using your debit/credit card, mobile wallet or any other model of your choice. Once the policy is processed, the insurance certificate can be downloaded from the site.

Ease of making claims

The claim filing process of mobile insurance policies is simple. All you need to do is intimate the insurer about the loss/damage within 24 hours of the occurrence of the event. Customer support is available round the clock, for most insurance providers. The claim form must be filled in and submitted, along with the relevant documents such as the copy of the purchase invoice and proof of damage/loss of the phone. In case of theft or burglary, the copy of the police report also needs to be submitted.

Bajaj Finserv has introduced several useful insurance products under the category Pocket Insurance and subscription. One of the products on offer is a unique Mobile Screen Insurance that offers comprehensive protection to your mobile phone. In case you are planning to purchase an iPhone anytime in future, it will be worthwhile to get your costly device secured with iPhone insurance policy.

Author Biography.

Ayushi Choudhary
Ayushi Choudhary

Ayushi Choudhary  is an SEO executive. She has been writing articles on many topics related to latest trends, updates, and many more.

Join Our Newsletter.

Subscribe to CrowdforThink newsletter to get daily update directly deliver into your inbox.

CrowdforGeeks is where lifelong learners come to learn the skills they need, to land the jobs they want, to build the lives they deserve.


CrowdforThink is a leading Indian media and information platform, known for its end-to-end coverage of the Indian startup ecosystem.


Our mission is "Har Koi Dekhe Video, Har Ghar Dekhe Video, Ghar Ghar Dekhe Video" so we Provide videos related to Tutorials, Travel, Technology, Wedding, Cooking, Dance, Festivals, Celebration.

Apna Video Wala

News & Blogs


Why is the Redmi Note 9 Pro a Perfect Phone in ...

Xiaomi has mastered the art of providing feature-packed devices at affordable prices and made a n...


Samsung India unveils Galaxy Watch Active2 4G a...

Samsung India propelled the aluminum release of one of its most reasonable 4G watch, Galaxy Activ...


iOS 14: What do the orange and green dots in th...

iOS 14 incorporates a few significant new highlights and a great deal of littler changes and visu...

Top Authors

Lamia Rochdi is the Marketing Manager at Bell Flavors & Fragrances EMEA. A successful family-...

Lamia Rochdi

I’m Mertin Wilson a technician in a camera company and certified expert of different P...

Mertin Wilson

Zakariya has recently joined the PakWheels team as a Content Marketing Executive, shortly after g...

Zakariya Usman

Pankaj Singh is a Senior Digital Marketing Consultant with more than 2 years of experience in SEO...

Pankaj Singh

Our Client Says

WhatsApp Chat with Our Support Team