YouTube Icon

How to Check Indian Bank Personal Loan 2021?

How to Check Indian Bank Personal Loan 2021?

Indian Bank Personal Loan can be used to cover a wide range of personal expenses. Needs for medical treatment, travel plans, and other household expenses are common uses of the personal loan from the Indian Bank. The age, earnings, occupation, and CIBIL Score are all used to determine personal loan eligibility. Even if you are salaried or self-employed, you can get a personal loan from Indian Bank. The eligibility standards for self-employed people, on the other hand, maybe slightly different. The next sections go into greater detail about these factors. 

Eligible offers for Indian Bank Personal Loan  

There are several aspects that influence your chances of receiving the finest Indian Bank Personal Loan offers, as noted below: 

  • Loan Amount: Indian Bank offers loans ranging from Rs. 50,000 to Rs. 5 Lakhs with lower interest rates on larger loans and vice versa, so apply accordingly. 

  • Wage: All customers with a net take-home monthly salary of more than Rs. 20,000 are eligible for a personal loan from Indian Bank. If you have a low salary, the interest rate is higher; if you have a bigger income, the rate is lower. 

  • Employer Category: Indian Bank has classified companies into high, medium, and low categories based on internal evaluations of their size, reputation, profitability, and other factors. When you apply for a personal loan with Indian Bank, the bank will determine your interest rate based on your company category. can also assist you to determine which company category you qualify for in order to help you receive the best deal. 

  • Relationship with the Bank: Indian Bank offers exceptional rates to its existing customers, who have a good chance of receiving loans at the lowest possible interest rate, which starts at 9.05%. 

  • CIBIL Score: Indian Bank examines the CIBIL score of personal loan applicants, which must be at least 650. 

Documents Required for Indian Bank Personal Loan 2021 

To get a personal loan from Indian Bank, you'll need the following documents. 

  • If you're applying for a loan online, you'll need a completed loan application form or an online form. 

  • 2 Passport-size photo identification proof: one of the following options: Aadhaar Card, Driving License, PAN, Passport, Voter ID.  

  • Proof of a residential address: One of the following: Rent agreement, passport, leave and license, and a utility bill from the previous three months 

  • Income Documents: A copy of the last two years' Form 16, a three-month pay stub, and a three-month bank statement showing salary credit and any EMI debit. 

How to apply for Indian Bank Personal Loan Online and Offline?  

The following is a step-by-step guide to getting a personal loan from Indian Bank online: 

  • Visit Indian Bank's official website. Alternatively, you can call an Indian Bank branch near you. 

  • You need to fill the personal, professional, and financial information requested by the lender and submit the application. 

  • After you've filed your application, Indian Bank will assess your eligibility and advise you of the amount you're eligible to receive. 

  • When you accept to proceed with the application, you will be required to submit the relevant documents, which can be uploaded online as well. 

  • Finally, Indian Bank will process your paperwork, and the funds will be released to your Indian Bank account as soon as the loan is approved. 

You can also apply for a personal loan from Indian Bank by visiting a branch or calling their customer service center. The following are the options for offline mode: 

  • Fill out the application form at your nearest Indian Bank branch with the loan amount, your personal information, your occupation, and your phone number. 

  • The representative from Indian Bank will go over the loan's eligibility, rates, terms, processing costs, prepayment, and foreclosure provisions with you. 

  • You will be given an application reference number after submitting the application form and relevant documents. You can track the status of your Indian Bank Personal Loan application by dialing the same number. 

  • After successful verification, the loan can be disbursed as soon as the loan is approved and the agreement is signed. 

Indian Bank Personal Loan Balance Interest Rates  

A personal loan balance transfer is a procedure for transferring an existing personal loan from one bank to another for a better interest rate and loan terms. The interest rate on such a personal loan is typically comparable to the personal loan interest rate, which starts at 9.05% per annum. The real interest rate for Indian Bank personal loan balance offers, on the other hand, is determined by a number of factors, including the outstanding loan amount, repayment time, current loan interest rate, and so on. 


In this article, you can check Indian Bank Personal Loan eligibility criteria, personal loan interest rate, and repayment tenure for the loan. For more details, you can also get information at and avail of the loan easily.

Author Biography.

Amir Azam
Amir Azam

Content Writer

Join Our Newsletter.

Subscribe to CrowdforThink newsletter to get daily update directly deliver into your inbox.

CrowdforGeeks is where lifelong learners come to learn the skills they need, to land the jobs they want, to build the lives they deserve.


CrowdforThink is a leading Indian media and information platform, known for its end-to-end coverage of the Indian startup ecosystem.


Our mission is "Har Koi Dekhe Video, Har Ghar Dekhe Video, Ghar Ghar Dekhe Video" so we Provide videos related to Tutorials, Travel, Technology, Wedding, Cooking, Dance, Festivals, Celebration.

Apna Video Wala

News & Blogs


Unlocking Business Expansion Opportunities with...

For the longest period, conventional or traditional offices with limited facilities and fixed cub...


OpenAI : Sam Altman return as CEO of OpenAI

Sam Altman will return as CEO of OpenAI, prostrating an tried boardroom achievement that transfer...


The Benefits Of Installing Masonite Entry Doors...

When choosing the right entry doors for your store, there is a lot to consider. After all, whenev...

Top Authors

Lamia Rochdi is the Marketing Manager at Bell Flavors & Fragrances EMEA. A successful family-...

Lamia Rochdi

I’m Mertin Wilson a technician in a camera company and certified expert of different P...

Mertin Wilson

Zakariya has recently joined the PakWheels team as a Content Marketing Executive, shortly after g...

Zakariya Usman

Pankaj Singh is a Senior Digital Marketing Consultant with more than 2 years of experience in SEO...

Pankaj Singh

Our Client Says

WhatsApp Chat with Our Support Team