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How to Prepare for India Post Payment Bank Exam in 2021?

How to Prepare for India Post Payment Bank Exam in 2021?

India Post Payment Bank (IPPB) Exam is a state-owned commercial bank examination in India. It utilizes the existing network of the public-sector postal service, India post. For shortlisting the most deserving and talented applicants, India Post Payment Bank organizes Computer Based (Online) Test. Vacancies may vary from time to time and as per the regional services. So if you are one of the applicants looking to participate in the IPPB Exam then, read out the India Post Payment Bank Strategy from here. Along with this, you can check the Bank Coaching in Jaipur for great banking exam preparations. 

Basic Points to Remember to Prepare for India Post Payment Bank Exam

Before you move ahead for preparation, you should be aware of how you will start? There you have a reason to kick start your preparation. It can be a self-centered goal, ambition to get a job in a banking unit or etc. But there should be a reason behind your preparations. This will keep you motivated throughout your journey and you will never run out of your interest. 

So first and the foremost step to start your India Post Payment Bank Preparations is acknowledging the syllabus-exam pattern 2021. This is the crucial step as it will help you understand the pattern of the examination easily. 

Although the complete exam scheme is based on the IBPS guidelines but still there might be some changes, so follow that (syllabus-pattern). Just like the normal banking exams, it will have 3 sections i.e. English, Reasoning, and Aptitude. 

There would be negative scoring on marking wrong answers. The question paper will have objective type multiple-choice questions. It will have a sectional as well as subject wise Cut-Offs. So these are the few details which are as similar as to any banking examination. If you want to check the complete details read below. 

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India Post Payment Bank (IPPB) Exam Scheme 2021 

For the upcoming IPPB Exams, the department can follow the exam scheme stated on this page. Any applicant who is willing to participate can get an idea and start with the preparations. As we all know, the banking guidelines are being followed in the IPPB Exam, hence, you should go through the IBPS syllabus or can read details here.

Selection Process for IPPB Selection Process 2021:

  • Prelims Exam

  • Mains Exam

  • Personal Interview 

Preliminary Exam:
It will be qualifying in nature and marks will not be added in the final merit list preparations. But it is necessary to qualify for selection to the Mains exams. The prelims exam scheme is given below:


Total Questions 

Total Marks

Duration of Exam




01 Hour (60 min)

Quantitative Aptitude 



Reasoning Ability 







Mains Exam:
The second phase will be the mains exam and will be organized for the selected applicants only. This will be held for 250 marks and it will consist of two papers i.e. Paper I for 200 marks and will be held in objective type format. Paper-II will be for 50 marks and will be descriptive in nature. Bot of the exam will be held in the online mode:

a) Test of English Language (Grammar, Vocabulary, Comprehension, etc.

b) Test of General Awareness, Marketing &Computers

c) Test of Data Analysis & Interpretation

d) Test of Reasoning (High Level)

How to Make Preparations for India Post Payment Bank Exam 2021?

The applicants now should check the preparation strategy section wise. There are 3 sections i.e. Reasoning, English & Aptitude. All the sections will be asked in the Preliminary Exam. As well all know that prelims will be qualifying in nature and it is a compulsion to qualify it. 

 So let discuss the topic wise India Post Payment Bank (IPPB) Exam Strategy. This will help you qualify the exam with maximum marks to enter in the Mains exam. 

This is the subject which requires your mental presence and conceptual knowledge. If you have base clear and a few mental skills then you can easily crack this reasoning part. The reasoning is further divided into two parts i.e. Verbal & Non-verbal reasoning. 

Points to Remember:

  • Conceptual knowledge required

  • Speed required

  • Accuracy needs as most of the negative scoring happen in this section

  • A mental presence is necessary.

  • Understanding of questions and suitable answer marking is necessary. 

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The applicants here will be tested on their mathematical skills. The level of examination will be easy to moderate. Here the time and your accuracy will play a major role. How much you know the concepts, How much fast you can mark the right answer, etc. Maths or Aptitude is the main & scoring subject in the banking prelims exams. 

Points to Remember:

  • Basic knowledge of the subjects is necessary.

  • Formulas should be learned properly. 

  • Accuracy is needed 

  • Time Management required

  • Proper revision of the formula required. 

The section holds 10th/12th base questions and hence question paper will remain easy. There will be paragraph base questions, fill in the blanks, word-meaning, jumble words, etc. You need to solve the question paper within 20 minutes. No extra time will be provided. 

Points to Remember:

  • Mock test will be best for this section

  • Accuracy needed

  • Time management needed

  • Reading & writing skills required

So this is the overall preparation strategy for the India Post Payment Bank Exam 2021. You can check the previous year papers, mock test series, revise the formulas (if any), etc. to complete the syllabus and appear in the IPPB Exam 2021. 

Study Kit:
Some of the leading education portals offer study kits containing these mocks, old papers, answer keys, etc. you can follow such portals or buy e-books or hardcopy to make your own preparation strategy.  

Final Words:

To sum up, if you are willing to participate in the IPPB Exam then first of all read the syllabus-exam pattern. After this prepare a strategy on how you will study like first you going to read reasoning, etc. Perform time management by setting time reminders on each answer. Also, practice mock tests available online for better preparation and time management.

Author Biography.


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